Salary Calculator

Convert between hourly, weekly, bi-weekly, monthly, and annual pay. Estimate take-home pay.

Pay Period Conversion Reference

Pay PeriodPeriods/YearConversion
Hourly2,080/yr (40h)× 2,080 = annual
Weekly52× 52 = annual
Bi-Weekly26× 26 = annual
Semi-Monthly24× 24 = annual
Monthly12× 12 = annual

Hourly, Monthly and Annual Pay

Converting between pay periods comes down to how many hours you work. A common full-time assumption is 40 hours a week for 52 weeks, or 2,080 hours a year. So an hourly rate of $25 becomes 25 × 2,080 = $52,000 a year, or about $4,333 a month. Part-time or overtime hours change the multiplier, which is why this calculator lets you set your own hours.

Gross vs Take-Home Pay

The headline salary is gross pay — the amount before income tax, social-security contributions, pension, and health deductions. Take-home (net) pay is what actually reaches your account, and it can be 20–35% lower depending on your country and bracket. Use the gross figure to compare offers, but budget around the net amount.

Why the Distinction Matters

When you weigh a salaried role against a contract or freelance rate, remember contractors usually pay their own taxes and benefits, so a higher headline rate is not always higher real income. Convert everything to the same period and basis before deciding.

Frequently Asked Questions

Multiply hourly rate × hours per week × 52 weeks. Example: $25/hour × 40 hours × 52 = $52,000/year. For bi-weekly pay, divide annual by 26.
Gross pay is your earnings before deductions. Net pay (take-home pay) is what remains after federal/state taxes, Social Security (6.2%), Medicare (1.45%), and any benefits deductions.
Effective federal income tax rates range from ~10% for low incomes to ~37% for top brackets. Add Social Security (6.2%), Medicare (1.45%), and state taxes (0–13.3%). Total withholding is typically 25–35% for most workers.